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Best Bankruptcy Attorneys in Birmingham

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2700 Corporate Drive Suite 200, Birmingham, AL 35242
Birmingham, AL 35242
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Alabama Bankruptcy Relief Center serves clients in Birmingham and nearby areas. It helps customers obtain financial freedom by providing them with legal assistance in filing for chapter 7 or chapter 13 bankruptcy. Matt Davis, the primary attorney at the firm, analyzes clients' specific financial situations, explains to them their legal options, and develops strategies to help them overcome debt and avoid property seizures. Davis is a member of the Alabama National Guard and has authored several books.

2700 Corporate Drive Suite 200, Birmingham, AL 35242
Birmingham, AL 35242

Website(205) 440-3113

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

29 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

33300 US Highway 280, Ste 103, Childersburg, AL 35044
Childersburg, AL 35044
  • Chapter 7 Bankruptcy
  • Credit Card Debt
  • Debt Settlement

Alabama Expungement Lawyer represents consumers filing bankruptcy actions in the Greater Birmingham metro area, including Shelby and Talladega counties. Mr. Jordan M. Copeland focuses mainly on Chapter 7 and Chapter 13 bankruptcy actions for consumers looking to discharge debt and start over anew or reorganize their debts into a more manageable repayment plan. The practice offers free consultations to discuss the best options for prospective bankruptcy petitioners.

33300 US Highway 280, Ste 103, Childersburg, AL 35044
Childersburg, AL 35044

Website(205) 924-3839

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506 18th Street North, Bessemer, AL 35020
Bessemer, AL 35020
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Allums Welsch PC is a general practice law firm that caters to individuals, families, and individuals in the Birmingham metro. It takes on various aspects of bankruptcy law, helping clients resolve foreclosures issues. The legal office assists debtors in filing chapters 7 and 13 bankruptcy disputes. It also handles cases related to personal injury, probate, and family law. Founder Scott Allums established the firm in 2001. He is a member of the National Association of Consumer Bankruptcy Attorneys.

506 18th Street North, Bessemer, AL 35020
Bessemer, AL 35020

Website(205) 426-7080

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

36 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A

2016 10th Ave S Ste 101, Birmingham, AL 35205
Birmingham, AL 35205
  • Chapter 7 Bankruptcy
  • Credit Card Debt

Birmingham Men's Law Firm, LLC, represents clients in family law, bankruptcy, and social security disability cases. Gregory C. Starkey established the firm to advocate for the rights of husbands, fathers, and other men dealing with divorce and other family law issues. To assist clients struggling with debt and foreclosure following a divorce, the firm has added bankruptcy to its practice. The firm offers help with chapter 7 bankruptcy, which provides a fresh start for the clients' financial future.

2016 10th Ave S Ste 101, Birmingham, AL 35205
Birmingham, AL 35205

Website(205) 581-9790

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

52 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2473 Valleydale Rd Ste B, Birmingham, AL 35244
Birmingham, AL 35244
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Credit Card Debt
  • Debt Settlement
  • IRS Tax Debt

Established in 1997, Brent W. Davis & Associates LLC in Birmingham, Alabama, helps consumers in Pelham, Homewood, and Birmingham exercise their rights under the U.S. Bankruptcy Code. Mr. Davis primarily represents petitioners in Chapter 7 filings who are looking to be rid of debt and start fresh. He also takes on Chapter 13 cases, which involve avoiding foreclosure, repossession, wage garnishment, and tax liens through debt reorganization and rehabilitation. Free consultations are available.

2473 Valleydale Rd Ste B, Birmingham, AL 35244
Birmingham, AL 35244

Website(205) 989-1919

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

3.9 / 5 ( Good)

Total Reviews:

7 (Good)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2067 Columbiana Road, Birmingham, AL 35216
Birmingham, AL 35216
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

C. Taylor Crockett, P.C. is a bankruptcy attorney based in Birmingham. He protects clients from creditor harassment and helps them discharge debts resulting from unsecured loans, medical bills, and credit cards through chapter 7 bankruptcy filing. The attorney assists clients in reorganizing debt through chapter 11 bankruptcy and handles chapter 13 bankruptcy cases. A former bankruptcy law adjunct professor, Crockett has nearly 30 years of experience in the bankruptcy industry.

2067 Columbiana Road, Birmingham, AL 35216
Birmingham, AL 35216

Website(205) 978-3550

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

32 (Best)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2100 1st Ave N, Birmingham, AL 35203
Birmingham, AL 35203
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Clark Law Firm offers legal guidance and representation from its Birmingham location. One of its practice areas is bankruptcy. Whether clients are looking to reorganize or liquidate debts, the firm provides assistance in chapters 7, 11, and 13 bankruptcy filings. It is headed by John W. Clark IV, who has a master's degree in Banking and Finance. In addition to debtors, the attorney represents small and mid-sized businesses in shareholder disputes and real estate transactions.

2100 1st Ave N, Birmingham, AL 35203
Birmingham, AL 35203

Website(205) 619-8827

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

26 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

2024 3rd Ave N., Birmingham, AL 35203
Birmingham, AL 35203
Instagram
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Credit Card Debt
  • Debt Settlement
  • Student Loan Debt

Greenway Bankruptcy Law provides legal assistance to clients in Birmingham. Paula Greenway, the firm's founding attorney, has over two decades of experience handling matters concerning bankruptcy law. She and her team represent clients in cases involving chapters 7 and 13 proceedings. The lawyer also assists with personal bankruptcy, student loans, debt negotiation, and foreclosure defense. Greenway exclusively deals with consumer clients. Her goal is to guide clients in making a fresh financial start.

2024 3rd Ave N., Birmingham, AL 35203
Birmingham, AL 35203

InstagramWebsite(205) 324-4000

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

600 20th Street North, Suite 400, Birmingham, AL 35203
Birmingham, AL 35203
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Jaffe & Erdberg in Birmingham provides legal assistance to clients with Chapter 13 and Chapter 7 bankruptcy cases. The firm helps with various legal tasks, from settling debts to improving its clients’ credit scores. It is also committed to maintaining an open line of communication that enables its clients to make informed decisions throughout their cases. Principal attorney Mark D. Erdberg is associated with Alabama Association for Justice and has two published articles in the Journal of the Legal Profession.

600 20th Street North, Suite 400, Birmingham, AL 35203
Birmingham, AL 35203

Website(205) 535-1643

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.1 / 5 ( Best)

Total Reviews:

28 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

One Perimeter Park South Suite 100N, Birmingham, AL 35243
Birmingham, AL 35243
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

The Lagman Law Office offers its services to people in Birmingham dealing with overwhelming debt. It helps clients find relief under the bankruptcy code, whether through filing a chapter 7 or 13 petition. Its attorney also provides representation to those considering filing an adversary proceeding against someone who has filed bankruptcy. Henry Lagman, the firm's principal, has more than 40 years of legal experience. He is a former president of the Shelby County Bar Association.

One Perimeter Park South Suite 100N, Birmingham, AL 35243
Birmingham, AL 35243

Website(205) 987-2005

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

9 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

222 20TH St N STE 400, Birmingham, AL 35203
Birmingham, AL 35203
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

For more than four decades, the Law Offices of Ted Stuckenschneider, P.C., has been representing clients in Birmingham and neighboring areas facing financial issues. The firm offers pre-bankruptcy credit counseling and aid in filing a chapter 7 debt liquidation case or chapter 13 bankruptcy case to help clients avoid creditor harassment and become debt-free. It also provides debt consolidation programs as an alternative to bankruptcy. Founding attorney Ted Stuckenschneider has been a board-certified consumer bankruptcy attorney since 1999.

222 20TH St N STE 400, Birmingham, AL 35203
Birmingham, AL 35203

Website(205) 324-5631

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

10 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

300 Richard Arrington Jr Blvd North Suite 200, Birmingham, AL 35203
Birmingham, AL 35203
  • Debt Settlement

Marcus A Jones III, P.C. is a second-generation family-run law firm that represents individuals facing bankruptcy in Birmingham. The firm has been taken over by Marcus A. Jones III, the son of the founder, who serves clients as a general practice attorney with a focus on criminal defense, family law, and probate cases. For over 30 years, he has been helping people get out of debt and regain financial control. He also serves as a judge on an as-needed basis.

300 Richard Arrington Jr Blvd North Suite 200, Birmingham, AL 35203
Birmingham, AL 35203

Website(205) 252-1146

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

31 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

205 20th St. N. Suite 623, Birmingham, AL 35203
Birmingham, AL 35203
  • Chapter 7 Bankruptcy

Martin Law Firm, LLC, is a practice operating in Birmingham. It provides consultation services in handling bankruptcy proceedings to educate clients about their options for debt relief. Its sole practitioner, Keith Randal Martin, handles chapters 7 and 13 cases for individuals, families, and businesses. He has been practicing law since 2001 and previously provided assistance for cases involving domestic relations, personal injury, and criminal defense. His firm also offers foreclosure services for home loan debts, right of redemption, and sale on the courthouse steps.

205 20th St. N. Suite 623, Birmingham, AL 35203
Birmingham, AL 35203

Website(866) 514-1957

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

9 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

1130 22nd St S Ste 3000, Birmingham, AL 35205
Birmingham, AL 35205
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 11 Bankruptcy

Norman, Wood, Kendrick & Turner is a multidisciplinary law firm based in Birmingham, Alabama, serving clients throughout the metro area and beyond. Founded over 80 years ago, the firm has grown to include a creditors' rights and bankruptcy division. The attorneys represent all stakeholders in litigation and transaction matters involving bankruptcy, insolvency, repossessions, foreclosures, and loan workouts. The firm counsels clients across a range of industries, from healthcare and agriculture to manufacturing and retail.

1130 22nd St S Ste 3000, Birmingham, AL 35205
Birmingham, AL 35205

Website(205) 328-6643

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315 Gadsden Highway Suite D, Birmingham, AL 35235
Birmingham, AL 35235
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Russo, White & Keller, P.C. has been providing legal representation in Birmingham and the neighboring areas since 2001. The legal office handles a range of bankruptcy cases and consumer litigation cases. Its attorneys collectively assist individuals and families in navigating through bankruptcy laws to help them protect their rights and properties. The firm also helps in filing bankruptcy, consolidating debt, and stopping creditor harassment. The legal team of Russo, White & Keller, P.C. has a combined legal experience of over 75 years.

315 Gadsden Highway Suite D, Birmingham, AL 35235
Birmingham, AL 35235

Website(205) 833-2589

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1027 23rd St S, Birmingham, AL 35205
Birmingham, AL 35205
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Seal Hanson LLC is a legal practice serving clients throughout Birmingham with additional locations in Anniston and Huntsville. It assists individuals and businesses to file for Chapters 7 and 13 bankruptcy protections, and stop creditors' harassment, wage garnishments, home foreclosures, vehicle repossessions, and lawsuit proceedings. Attorney James V. Seal reviews clients' financial situations and helps them find the right debt solution. He also handles DUI defense, divorce, personal injury, and consumer protection violations.

1027 23rd St S, Birmingham, AL 35205
Birmingham, AL 35205

Website(205) 776-2755

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

78 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2737 Highland Ave S, Birmingham, AL 35205
Birmingham, AL 35205
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Credit Card Debt
  • Student Loan Debt
  • Chapter 11 Bankruptcy

Snable Law helps clients in the Birmingham area who are filing for Chapter 7, Chapter 11, or Chapter 13 bankruptcy. It protects its clients' rights by ensuring all collections actions against them are stopped, including creditor harassment, garnishments, repossessions, and foreclosures. The firm also offers representation to those filing lawsuits against a creditor under the Fair Credit Reporting Act or the Fair Debt Collections Practices Act. Addition practice areas include auto accident and premises liability representation.

2737 Highland Ave S, Birmingham, AL 35205
Birmingham, AL 35205

Website(205) 939-0780

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2 Perimeter Park South, Suite 370 East, Birmingham, AL 35243
Birmingham, AL 35243
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

The Law Offices of Jimmy R. Calvert handles the bankruptcy cases of clients in Birmingham. It provides assistance in filing chapter 7 bankruptcy, helping analyze the clients' debts, reaffirm their secured debts, and determine their property exemptions. It also handles Chapter 13 bankruptcy cases, which involve representing clients in hearings and establishing payment plans with creditors. Founder Jimmy R. Calvert practices probate and estate planning litigation, personal injury, wrongful death, and divorce law.

2 Perimeter Park South, Suite 370 East, Birmingham, AL 35243
Birmingham, AL 35243

Website(800) 785-0244

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

14 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

2015 1st Ave N, Birmingham, AL 35203
Birmingham, AL 35203
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

The Law Offices of Stephen H. Jones Attorney at Law offers legal services from its offices in Bessemeer and Birmingham. The firm's practice areas include bankruptcy. Its attorney, Stephen H. Jones, protects debtors from foreclosures, repossessions, garnishments, and creditor harassment through chapter 7 and 13 bankruptcy filing. The lawyer, who has been in practice for more than two decades, also assists clients with contested divorces and handles personal injury claims along with probate and criminal matters.

2015 1st Ave N, Birmingham, AL 35203
Birmingham, AL 35203

Website(205) 428-2110

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

67 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: B+

Helpfulness: A

Detail: B+

800 Watterson Curv Ste 101, Trussville, AL 35173
Trussville, AL 35173
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Based in Birmingham, Alabama, Tommy Allen French, Attorney at Law, offers compassionate and knowledgeable bankruptcy representation to consumers and businesses in the Greater Birmingham metro area. Mr. French has been practicing law for more than a decade. His practice primarily files Chapter 7 actions, designed for debtors looking for a fresh start on their finances, and Chapter 13 petitions, designed for debtors looking to reorganize debts and enjoy a more affordable repayment plan.

800 Watterson Curv Ste 101, Trussville, AL 35173
Trussville, AL 35173

Website(205) 508-5900

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

13 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

800 Shades Creek Pkwy Ste 400, Birmingham, AL 35209
Birmingham, AL 35209
  • Creditor Representation
  • Chapter 11 Bankruptcy

Wallace, Jordan, Ratliff & Brandt LLC is a legal practice serving clients throughout Birmingham. The firm represents creditors and bankruptcy committees in all aspects of bankruptcy litigation, including Chapter 11 reorganizations, involuntary petitions, avoiding power litigation, and other adversary proceedings. The outstanding bankruptcy attorneys in Birmingham also advise lenders on methods for improving documentation and complete transactional bankruptcy work, such as asset purchases and debt-in-possession financing. Other practice areas include antitrust, appellate, and taxation law.

800 Shades Creek Pkwy Ste 400, Birmingham, AL 35209
Birmingham, AL 35209

Website(205) 870-0555

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

301 19th Street, Birmingham, AL 35203
Birmingham, AL 35203
  • Credit Card Debt
  • Debt Settlement
  • IRS Tax Debt

Watts & Herring LLC in Birmingham, Alabama, helps consumers file for bankruptcy protection under the U.S Bankruptcy Code. This seasoned firm helps consumers apply for relief with bankruptcy declaration under Chapter 7 or Chapter 13 with a goal of debt elimination and discharge or debt reorganization to ensure a manageable payment over the course of up to five years. The firm also offers credit harassment representation and credit counseling services.

301 19th Street, Birmingham, AL 35203
Birmingham, AL 35203

Website(205) 879-2447

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

Frequently Asked Questions:

Q: Can anyone file bankruptcy?
A: Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.
Q: How bad is it to file bankruptcy twice?
A:

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Q: Can they take my car in Chapter 7 bankruptcy?
A: In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

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