Best Credit Repair Companies in Birmingham

Credit Saint is a credit repair and restoration company serving individuals in the Birmingham area. Its team oversees the details of the clients' credit history to determine the transactions that may be contributing to their bad credit standing. It also analyzes clients' positive credit and provides information on optimizing credit utility. Credit Saint's team creates a monitoring account on behalf of each client. Through this, clients are able to track their progress and credit analysis on the company's web platform.

800CreditNow is a credit repair company in Birmingham that's been assisting clients with credit restoration for over 20 years. It employs a systematic and intelligent approach designed to deliver lasting and genuine credit improvement. The company's credit restoration plans involve handling bankruptcy, hard inquiry removal, repossessions, charge-offs, collections, and foreclosure. Clients faced with late payments, student loans, and tax lien issues also benefit from its credit repair programs. The agency also helps with debt and credit reduction, enabling clients to access auto, home, and business loans. 800CreditNow offers credit monitoring programs, including score tracker, builder, and master plans to help clients build better credit.

A1 Credit Service Inc. provides credit repair services in Birmingham. The firm offers credit report evaluation and education, and it upholds the Fair Credit Reporting, Fair Debt Collection Practices, and Telephone Consumer Protection guidelines. It handles clients with negative accounts, such as charged-off credit cards, foreclosures, bankruptcy, student loan debts, repossessions, and collections. The analysts assist individuals who have installment loans, judgments, late payments, and liens. They perform debt negotiations on clients' behalf. A1 Credit Service helps start-up and established businesses obtain credit cards, net 30 accounts, auto loans, and funding. The company also runs credit repair boot camps and seminars, and it works with attorneys for continued support and education.

ASAP Credit Repair helps fix credit reports of clients in Birmingham. The firm evaluates credit reports, identifies the errors, and recommends appropriate solutions. Its staff handles credit-related disputes and helps clients remove bankruptcy, identity theft, credit fraud, and late payment information. Additionally, ASAP Credit Repair assists clients in establishing and maintaining a good credit score by offering advice on the Fair Credit Reporting Act. Other credit repair services include assistance with excessive inquiries, collections, and repossessions.

Neighborhood Housing Services of Birmingham helps Alabama residents achieve financial empowerment. Found in 1977, this credit repair agency in Birmingham provides credit counseling and budget management to help clients gain financial literacy with a focus on stabilizing urban neighborhoods. Its certified credit counselors work with individuals to improve credit scores and create realistic monthly budgets. The firm prioritizes financial literacy education to teach people responsible credit use, credit card management, and how to follow savings plans. It also assists with protection against identity theft and financial fraud. Other services include help with affordable housing opportunities and its Homeowner Rehabilitation, Neighborhood Lift, and Foreclosure Prevention programs.

Superior Credit Repair offers credit repair, credit dispute, and debt counseling services. Its team can handle credit disputes to assist clients in removing information that harms their credit scores. Credit specialists provide clients with a free credit report summary and consultation. The trained credit repair staff help clients develop a strategic credit repair plan with goals tailored to their particular needs, potentially saving them money on interest rates. Superior Credit Repair can assist in removing bankruptcies, charge offs, collections, foreclosures, judgments, late payments, liens, and repossessions. Superior Credit Repair offers financial advice and best management practices for existing lines of credits.