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Best Credit Repair Companies in Huntsville

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Huntsville, ALHuntsville, AL

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Huntsville, ALHuntsville, AL

Website(910) 698-8785

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3125 University Drive, Huntsville, AL 35816
Huntsville, AL 35816
  • Debt Consolidation

Established in 2007, Credit 1 USA is a credit restoration agency serving clients in the Huntsville metro. The company assists clients who need credit repair, debt settlement, and score-building services. It also aids customers who have undergone liens, bankruptcy, judgments, late payments, foreclosures, and repossessions to improve their credit scores and quality of life. It is partnered with businesses for employee benefits, financial literacy, and economic productivity. Credit 1 USA allows its clients to track their progress through the company website.

3125 University Drive, Huntsville, AL 35816
Huntsville, AL 35816

Website(855) 273-3663

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

74 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4100 Market Street SW, Suite 100, Huntsville, AL 35808
Huntsville, AL 35808
  • Credit Dispute
  • Credit Monitoring

Manifest Financial Solutions helps individuals in Huntsville and its surrounding areas obtain financial freedom and preserve their generational wealth. Its financial services focus on helping clients restore their credit scores and become financially literate. For credit repair matters, the company helps remove negative items from clients' credit reports, including late payments, charge-offs, medical bills, evictions, and foreclosures. It also offers credit-building products, such as credit builder cards, rental assistance, and personal loan with Self Lender.

4100 Market Street SW, Suite 100, Huntsville, AL 35808
Huntsville, AL 35808

Website(855) 626-4378

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

600 Boulevard South Southwest, Huntsville, AL 35802
Huntsville, AL 35802
  • Credit Audit

Profitable Solutions LLC offers credit repair services to clients in Huntsville and the surrounding areas. The company helps individuals manage their credit points and assert their legal rights. It connects clients with a case analyst and advisor to help them throughout the process. Its analysts and advisors provide clients with personalized dispute options to identify the right credit repair needs. For the client's convenience, Profitable Solutions offers clients 24/7 access to their case status and updated information.

600 Boulevard South Southwest, Huntsville, AL 35802
Huntsville, AL 35802

Website(256) 469-6435

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

315 Bob Wallace Ave Suite 106, Huntsville, AL 35808
Huntsville, AL 35808
  • Credit Monitoring

Rapid Credit Services serves clients in Huntsville. It helps clients take control of their financial lives by rebuilding credit, raising credit scores, and consolidating and settling debts. The company works with creditors and credit bureaus to eliminate inaccurate data on credit reports. Its credit restoration specialists analyze updated information for any change to misleading data, such as foreclosures, repossessions, tax liens, medical bills, and bankruptcies. Rapid Credit Services also provides ongoing credit education.

315 Bob Wallace Ave Suite 106, Huntsville, AL 35808
Huntsville, AL 35808

Website(870) 280-2522

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

600 Boulevard South Southwest, Huntsville, AL 35802
Huntsville, AL 35802
  • Credit Monitoring

Turning Point Credit Services is a company located in Huntsville that helps clients improve the condition of their credit. Established in February 2011, it offers a range of products including credit repair and rebuilding, bankruptcy, judgment release and tax liens, and settlement negotiations. In addition, the establishment provides budgeting and finance, security clearance and job accreditation, and student loans default. Christie Penner, the firm’s specialist and senior advisor, has more than two decades’ worth of industry experience.

600 Boulevard South Southwest, Huntsville, AL 35802
Huntsville, AL 35802

Website(256) 797-2317

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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