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Best Homeowners Insurance Agencies in Huntsville

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3013 Bob Wallace Ave, Huntsville, AL 35805
Huntsville, AL 35805
  • Earthquake
  • Multiple Policy Types
  • Multiple Carriers
  • Flood

American Insurance Agency is a Huntsville-based firm that has been providing comprehensive insurance solutions since 1981. As an independent agent, the company works with different insurance carriers to help families, businesses, and individuals find deals that match their needs. Its insurance professionals assist homeowners in protecting their possessions from financial risks. They inform policyholders of home insurance coverage, including damages from disasters and legal liabilities for injuries, and walk clients through the process of claim applications and settlements.

3013 Bob Wallace Ave, Huntsville, AL 35805
Huntsville, AL 35805

Website(256) 539-1985

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

50 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1505 Pulaski Pike, Huntsville, AL 35816
Huntsville, AL 35816
  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Condos

Budget Insurance Agency offers property damage coverage to homeowners in Huntsville. From losses to liabilities, the company's home insurance policy covers replacement or repair costs incurred from fires, theft, or vandalism, as well as medical expenses for guest injuries occurring within a client's premises. It also counsels clients on the scope of their coverage and factors that determine their policy decisions, including the cost of rebuilding and the process of filing a claim. Budget Insurance Agency also offers policies for condos, rental houses, and flood damage.

1505 Pulaski Pike, Huntsville, AL 35816
Huntsville, AL 35816

Website(256) 536-6570

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.1 / 5 ( Best)

Total Reviews:

132 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A

Helpfulness: A

Detail: A

2400 Bob Wallace Ave SW STE 206, Huntsville, AL 35805
Huntsville, AL 35805
Instagram
  • Flood
  • Multiple Policy Types
  • Multiple Carriers

Burkett & Associates Insurance Agency, Inc. has provided personal and business insurance in the Huntsville area since 1991. They offer homeowners insurance policies, and as an independent insurance agency, they are able to show clients a wide range of choices with varying rates from different carriers. The coverage options include dwelling coverage, detached structure coverage, personal liability coverage, and additional living expense. The agency maintains a membership with the Strategic Insurance Agency Alliance.

2400 Bob Wallace Ave SW STE 206, Huntsville, AL 35805
Huntsville, AL 35805

InstagramWebsite(256) 704-7400

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

9 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3206 Dayton Blvd Chattanooga , TN 37415, Chattanooga, TN 37415
Chattanooga, TN 37415
  • Multiple Policy Types
  • Fire

Fields Insurance Chattanooga offers comprehensive homeowners' insurance policies in the Huntsville area and throughout Alabama. Its agents use a simple process to obtain quotes from top insurance carriers, including National General, Liberty Mutual Insurance, and Nationwide. They use their training and experience to provide clients with advice about coverage amounts and add-ons to their policies. Field Insurance is also authorized to sell insurance in five other states, including Florida and Tennessee.

3206 Dayton Blvd Chattanooga , TN 37415, Chattanooga, TN 37415
Chattanooga, TN 37415

Website(423) 475-2085

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

7595 Highway 72 West, Madison, AL 35758
Madison, AL 35758
Instagram
  • Personal Property Insurance

GEICO is a full-service insurance agency that serves Huntsville residents. The professionals offer a wide range of services including home insurance. The agents insure homeowners' personal property such as clothing, furniture, and appliances. Also included in homeowners' insurance policies is protection for jewelry including diamond bracelets, wedding bands, and engagement rings. The insurance specialist also offers policies on renters' insurance, condo insurance, and mobile home insurance. GEICO's team of agents provides customer support 24 hours a day.

7595 Highway 72 West, Madison, AL 35758
Madison, AL 35758

InstagramWebsite(256) 837-0551

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

120 (Best)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

5506 Miller Drive, Chattanooga, TN 37411
Chattanooga, TN 37411
  • Multiple Carriers
  • Multiple Policy Types

Greater Chattanooga Insurance offers insurance policies for homeowners in the Huntsville metropolitan area. This company is committed to finding adequate policies to protect its clients against financial hardship when disasters strike. Typical policies cover clients when events such as fire, storms, vandalism, or theft occur. In addition to homeowners insurance, this agency also offers an array of other products. That includes auto, watercraft, life, and commercial insurance coverage. Greater Chattanooga's carrier partners include SouthernTrust and The Hartford.

5506 Miller Drive, Chattanooga, TN 37411
Chattanooga, TN 37411

Website(423) 894-1515

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2021 Clinton Ave W, Huntsville, AL 35805
Huntsville, AL 35805
  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Insurance Market is a firm in Huntsville that has been addressing insurance needs since 1957. This company partners with over 30 insurance carriers to aid homeowners and renters in finding appropriate coverage types for their investments. Its insurance professionals inform clients of coverage options and help ensure adequate financial protection in case of structural damage or loss due to coverable events. This financial risk mitigation also includes personal property loss and other expenses associated with covered damages.

2021 Clinton Ave W, Huntsville, AL 35805
Huntsville, AL 35805

Website(256) 533-5274

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1017 Meridian Street North, Huntsville, AL 35801
Huntsville, AL 35801
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Flood
  • Earthquake
  • Condos

Jon Peters Insurance is a team of insurance professionals with an office in Huntsville. The agency offers a wide range of insurance services including homeowners' insurance. Home insurance policies include liability coverage, which helps protect clients against claims that involve personal injuries and property damage. Home insurance is also required by mortgage lenders. The agency's professionals work with various insurance carriers including Encompass, Hagerty, Travelers, and The Hartford. Jon Peters, the company's main agent, began his career in the industry in 2000.

1017 Meridian Street North, Huntsville, AL 35801
Huntsville, AL 35801

Website(256) 288-0230

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3315 Bob Wallace Ave Suite 104, Huntsville, AL 35805
Huntsville, AL 35805
  • Multiple Policy Types
  • Multiple Carriers
  • Flood
  • Renter's Insurance

The insurance agency Kilgro & Associates, Inc., provides homeowners' insurance policies to clients in Huntsville. It helps landlords and homeowners protect their assets from premises liability and property damages caused by various types of disasters. It is partnered with various insurance carriers to provide options that can address the client's coverage requirements. Some of these insurance providers include Universal Property & Casualty Insurance Company, Zurich Insurance, and Heritage Insurance. The company also offers flood and auto insurance.

3315 Bob Wallace Ave Suite 104, Huntsville, AL 35805
Huntsville, AL 35805

Website(256) 340-7139

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

50 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

814a Palmer Road, Madison, AL 35758
Madison, AL 35758
  • Multiple Carriers
  • Flood
  • Fire
  • Earthquake
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

Legacy Insurance offers customized policies that cover property damage and liabilities for homeowners in Huntsville. An independent insurance agency, its coverage options secure costs for home repairs, lost valuables such as jewelry or electronics, living expenses, and medical expenses for parties injured on a client's premises. Legacy also provides insurance for other property types, including beach homes, high-value homes, rentals, vacation homes, and secondary residences. It offers other personal coverages such as condo, renters, and personal umbrella insurance.

814a Palmer Road, Madison, AL 35758
Madison, AL 35758

Website(256) 325-3730

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

18 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

5705 Marlin Road, Chattanooga, TN 37411
Chattanooga, TN 37411
  • Multiple Policy Types

Ramsey Family Insurance provides home insurance and other personal insurance policies for clients in the Huntsville area. This agency is committed to helping its clients understand what their policies cover and how the claims process works. Agents provide quotes based on simple information obtained from the client before shopping around for comprehensive policies from top carriers. In addition to home insurance, Ramsey Family Insurance also provides solutions for renters, drivers, and business owners.

5705 Marlin Road, Chattanooga, TN 37411
Chattanooga, TN 37411

Website(423) 899-2772

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

72 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A

Detail: --

507 Drake Ave SW Suite D, Huntsville, AL 35801
Huntsville, AL 35801
Instagram
  • Personal Property Insurance
  • Multiple Policy Types

River Tree Insurance has been providing insurance solutions to individuals and commercial enterprises in Huntsville since 2009. The agency is an independent insurance broker established by Brannon King, who followed his great grandparents' footsteps in the insurance industry. Its agents work and connect with multiple carriers to select the right policies depending on their clients' situation. Property insurance coverages include medical, protection of home and belongings, additional living expenses, and scheduled personal property. When renting homes, landlords can purchase liability coverage as well.

507 Drake Ave SW Suite D, Huntsville, AL 35801
Huntsville, AL 35801

InstagramWebsite(256) 715-0477

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

62 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A

Detail: --

4040 Balmoral Dr SW, Huntsville, AL 35801
Huntsville, AL 35801
Instagram
  • Earthquake
  • Flood
  • Fire

Rocket City Insurance Group is an independent insurance agency serving clients in Huntsville and the surrounding areas. Its 10-person team is equipped to assist individuals in choosing the right homeowners' insurance coverage for them. Home insurance agents connect with insurance companies and present policies to possible policyholders. The coverages under homeowners' insurance include property coverage, personal property, medical expenses, living expenses, and liability. Clients can also consider personal umbrellas and automobiles to their basic homeowners' policy.

4040 Balmoral Dr SW, Huntsville, AL 35801
Huntsville, AL 35801

InstagramWebsite(844) 885-1885

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

186 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How much homeowners\' insurance should someone carry?
A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.
Q: What should a homeowners\' insurance include/cover?
A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.
Q: How frequent should one change auto or homeowners\' insurance to another provider?  
A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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